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Getting Detailed and Accurate Information on the Accident Report is Key
Filing a police report after a car accident is an important step in making sure all the details of the car accident are reported. Filing the accident report will not only provide your insurance company with a basis on how to properly handle your claim but an accurate crash report will ensure protection for you if there are any legal problems that may occur from the car accident.
There are some important things to remember when filing your police report after a car accident. An accident report or crash report can sometimes be the only accurate information collected from the car accident and therefore can be one of the most important tools in determining fault and who is financially responsible for the car accident. Your insurance company wants a speedy claim as much as you do, and filing a detailed and accurate police report keeps the claims process smooth and quick. Lets look at a few things to remember that will help you file an accurate and detailed police report after a car accident:
File a Police Report Regardless of How Small the Car Accident Seems
Even if there is only minor damage it is important to still make sure an accident report is filed. Sometimes there is more physical and medical damage later that is not always apparent at the time of the car accident.
Be Honest and Detailed with the Police Officer
Right after an accident you can be shaken up and startled a little. That feeling of being vulnerable and scared can sometimes lead one to be worried about getting in trouble more that they want to. Of course it is never a good idea to lie to the police officer that is filing the car accident report... it will not only cause delays in the claims process but it may land you in jail. The damage is done so just tell the truth and let your insurance company handle the rest. Remember, no one is perfect and even the best of drivers make mistakes.
You Can Still Avoid an Insurance Claim and File a Police Report
Sometimes after a car accident both parties agree they would rather handle the financial issues themselves than contact their insurance companies. But, if you decide to make an agreement to receive a payment from the other person involved in the car accident or you agree to give them a payment instead of using your insurance company to handle the claim, you still need to file a crash report with the police. You don't know what the other person in the car accident will decide to do or say later. With a police report there will be a legally documented description of what occurred just in case something else come up from the car accident later.
If You Can't File a Police Report Make Sure You Document Well
There may be a situation in which a police officer is not available because of your location or other reasons. If you are in a situation where you are not able to file a police report immediately at the scene of the accident, then make sure you document the accident and damages thoroughly. Also, find witnesses and write down or audio record (you can do this with some cell phones) their version of what happened at the scene of the car accident. Then file your police report as soon as you can and give the police officer the information you collected.
Know How to Get in Contact With the Police Officer Who Filed Your Accident Report
After the accident report is filed and you receive a copy of it or information on how to get a copy, make sure you get a card and/or direct contact information from the police officer who filed the accident report. Often after an accident some details are remembered later and these details can be very important, especially if the car accident claim snowballs into a lawsuit. If you find you have remembered some key details after the accident report is filed, contact the police officer and see if you can add these details to the accident report.
How To File An Accident Report With The Police
Perhaps the most important step in filing a police accident report is actually the first one you'll take. Namely, contacting the police.
After that, a law enforcement officer will guide the process. You'll be asked a series of questions about the auto accident, designed to piece together an accurate account of what happened. The officer will also interview the other driver, and, if applicable, passengers and witnesses.
It's difficult to be composed after an accident. After all, you may be injured, or your car may have suffered extensive damage. You may be justifiably worried about your physical or financial well-being, or the inconvenience the accident and filing a car insurance claim will cause you.
But, despite this, try to remember as clearly as you can about the accident sequence of events, and portray this in a reasonably calm and unemotional way to the police.
What Happens Next?
Once the law officer decides he or she has enough information, they will submit the report to their department. Usually, after a day or two, you can obtain a copy to review. Your car insurance company may also ask you to forward a copy to them for the auto claims process.
Depending on the accident, the police officer may cite one (or both) drivers for traffic violations.
While at the accident scene, it's smart to ask for a card with the officer's name on it. That's in case you need to contact the officer later. The officer's name appears on the report, but it can sometimes be a challenge to read the handwriting.
Why File a Police Report After an Accident?
Depending on where you live, you may be required to contact law enforcement and file a report. Even if you don't have to do so, you still should even after what appears to be a minor auto accident.
Sometimes the damage done - either to your vehicle, yourself, or the other parties involved - isn't apparent immediately after the accident. And, even if it is, you can never be sure about what the other driver or any passengers will say about the accident days or weeks afterward.
That's why it's important to have an official document put together by an unbiased third party to lean upon later.
Additionally, a police report facilitates the claims process with insurance companies, and can mean a quicker payment for you. Car insurance carriers view a police report as a vital part of the accident puzzle. And, so does the judicial system, should your accident escalate into in a court case your attorney will need a copy of the police report.
Do You Have to File an Accident Claim?
Just because you filed a police report doesn't mean you must file a claim with your insurance company.
In the case of a property damage claim, for example, if the damage is insignificant and you have a high deductible, it might be smart just to pay the expenses directly without involving your carrier. Or, perhaps you don't want to face the possible repercussions with your insurer from filing the claim, such as increased premiums or dropped coverage at renewal time.
But, no matter what, you should still file a police report.

Car Accident Reports Accident Photos Man Pictures of Honey Singh Graphic Image Clipart of Gopinath Munde Car Prone Photos